Do you have a teen that is in need of a credit card but is not responsible enough to control the amount they spend? Are you one of the 84 million citizens in the United States that would like a credit card that is not connected to your bank accounts or you just do not have good enough credit to get a credit card? Well these are things that are becoming more popular in today’s times. There is a solution it is called a Prepaid Credit Card or a prepaid debit card. NetSpend is your solution. Their service does no credit check, has no overdraft fees, no interest charges and most of all no surprises. This is because their prepaid debit cards and prepaid credit cards are loaded in advance with the amount of money you wish to spend. To find out more information I recommend visiting NetSpend’s website and open up the world to you.