Living within our means is one of the secret that we can get ahead of life. We will try to live within our means so that we will not be in trouble with our financial aspects of life. I know that we have so many needs and wants in life but we need to control our spending habit so that we will not have problem and we will not have much stress of keep thinking how we can pay off our debts.

Hope this year 2012 I will try to make my new year’s resolution that not to spend more than our income if it is possible. I will try to make a habit to live within our means if we can, so that we can have more savings and have a better future. Sometimes it is really hard to control our spending habit but we have to in order for us to get ahead and have a better future.

I know we have to sacrifice at first and try so hard so that we can achieve our goal in not to spend much and try to save this year. This can be done if we have the desire to do it and have the thinking that if we can’t afford or if we don’t have the budget we don’t have to buy if it is not really needed. We can be tempted at first to spend but we need to have self control.

Sometimes it is hard to live within our means especially when our income is not enough to survive. I know many people are having tough times in focusing their budget because of the prices that we have is high and we have many wants and needs. But I think if we learn how to manage or control ourselves in spending and determine what our needs is and what our wants is. I am sure we can handle and manage our finances and we can budget our money very well. We just need to budget our finances properly and live within our means is one of the best solutions.